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Understanding Uninsured Motorist (UM) and Underinsured Motorist (UIM) Coverage

Driving in Washington can be unpredictable. Even the most responsible drivers face the risk of accidents caused by others. Unfortunately, a significant number of Washington motorists either lack insurance altogether or carry inappropriate coverage. This is where uninsured/underinsured motorists’ coverage (UM/UIM) comes into play. It offers a crucial layer of financial protection for you if your car is hit by an uninsured or underinsured driver’s car. In other words, UM/UIM coverage protects you in the event of an accident.

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What Evidence Do I Need to Support an Injury Claim?

In Washington, proving your personal injury claim requires clear and convincing evidence. The collection of critical evidence forms the foundation of every successful personal injury case as it will describe a case in detail. Personal injury cases often tell a story of how a person was injured because of the actions or omissions of another.

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Can I Receive Damages From a Bike Accident if I Was Not Wearing a Helmet?

Perhaps, yes. There is no doubt that helmet use can significantly decrease a biker’s risk of severe and fatal injuries when bike accidents occur. However, there are times when a cyclist gets injured in an accident when not wearing a helmet. The good news is that you can likely still recover damages in this situation. The not-so-good news is that you may not be able to recover as much compensation as you would have if you wore a helmet.

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Should I Give a Recorded Statement to the Insurance Company in a Personal Injury Claim?

We advise against it. When you are involved in a personal injury claim, navigating the process can be complex and daunting. One crucial decision you will face is whether or not to provide a recorded statement to the insurance company. While the statement may prove invaluable to the insurance company, it could derail your claim and prevent you from receiving fair compensation for your injuries.

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Do I Have an Injury Claim if I Trip and Fall Inside a Store?

Accidents can happen anywhere, even in seemingly safe environments like stores, such as grocery stores, restaurants, clothing stores, and large department stores.  If you have experienced a trip and fall incident inside a store, you might wonder whether you have a valid injury claim. The quick answer is maybe, depending on the facts of your case. If you were injured in any type of trip and fall or slip and fall accident, please consult with an experienced personal injury attorney now to learn of your rights and legal options.

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